I have placed and image over text and I wish for the text below the image to not score on top of the image.  Every time I go to either subtract or overlap, nothing works and it continues to score the text that I have behind the image on top of the image.  
I load in a PNG, place it on top of the Text, where I can then never find an option that allows it to cut out the text behind the image so it does not score on top of it.

Thank you.